~Un-Insurable~

I am livid. ~~

I applies for life insurance awhile ago and went through all the steps in getting it underwritten. My insurance agent just called to tell my application has been denied specifically due to what was written in the report from my psychiatrist.

My life insurance agent didn't know the specifics due to privacy issues, but said he's only seen this a handful of times in his career, usually due to something serious, like someone being suicidal. Um, last time I looked, I wasn't suicidal. What in the world could she have said? I was diagnosed with "generalized depression" which is NOT a reason to be denied life insurance (per him).

Something has gotten to be wrong. She must have gotten me confused with someone or just made up some crazy shit. Heh. No pun intended, but it made me laugh. I've left a message with her office to call me back, so hopefully I'll get a call back today or early tomorrow.

At least this is able to be argued. He said he'll call me back with the number to the underwriting department so I can request the exact reason for my denial. I'll get to the bottom of this, but until then, I'm simply stuck with being pissed off.

If everything is on the up and up and I was denied for depression, I think something is really screwed up with the world. I thought depression was one of those things someone shouldn't be embarrassed of and now I'm feeling like it's something I should have tried to hide. I thought it was one of those things that are being more publicly accepted. I know I shouldn't be ashamed, but a situation like this has made me feel like it.

Grrrr. I was so open with the application process and now this. Next thing I'm going to be told is infertility is another reason for denial. Lame.